Transform Your Banking
Open your SIB Current Account with LEDGERS for zero balance benefits, POS/PG solutions, and seamless digital onboarding
Zero Balance for Traders
Zero balance account for Trader accounts. Enjoy flexible banking without minimum balance requirements for eligible businesses.
POS/PG Solutions
Access POS/PG solutions with best rates. Accept payments seamlessly with integrated payment gateway solutions.
100% Digital Consent
Submit your application entirely online, from GSTIN verification to consent submission without paperwork.
Account Features
Powerful features that streamline your SIB banking
Supports All Business Types
Open accounts for Proprietorship, Partnership, LLP, Private Limited, and OPC. Fully digital onboarding for all business types.
Single or Multiple Signatories
Add multiple directors, partners, or authorized signatories. LEDGERS handles complex ownership structures effortlessly.
Compliance Assistance
Get assistance with Video KYC, document preparation, and branch coordination (if required) for seamless account activation.
Initial Funding Rs. 10,000
Start your account with an initial funding of Rs. 10,000. Enjoy zero balance benefits for Trader accounts.
Free NEFT & RTGS
Conduct unlimited NEFT and RTGS transactions without any charges. Manage your business payments efficiently.
Fast-Tracked Opening
SIB receives pre-filled, validated data from LEDGERS for quicker activation and seamless account opening experience.
How It Works
A simple, guided setup process to open your SIB Current Account seamlessly.
Enter GSTIN or PAN
Just enter your GSTIN or PAN to verify eligibility instantly. LEDGERS auto-fetches your business details.
Review & Consent
Review your pre-filled business information, verify with a quick OTP, and submit consent, all in minutes.
Account Activation
SIB will contact you for KYC verification or activate the account directly. Start banking with zero balance benefits.
Why Choose LEDGERS + SIB Banking?
100% Digital Consent
Submit your application entirely online, from GSTIN verification to consent submission without paperwork.
Quick Eligibility Check
Just enter your GSTIN or PAN to verify and get started instantly. No manual data entry required.
Consent-Based Flow
Your data is shared only after verification-confirmed approval, with full visibility and transparency.
- Zero balance for Trader accounts
- POS/PG solutions with best rates
- Free NEFT and RTGS transactions
- 100% digital onboarding
- All business types supported
- Fast-tracked account opening